Baby Bonus/ Edusave / PSEA / CDA
Baby Bonus / Edusave / Post Secondary Education Account (“PSEA”) / Child Development Account (“CDA”)
You will need to make an online application "Administration of CPF / Baby Bonus / Edusave / PSEA Monies" so that we can deal with the money.
You will need to have your Singpass ready in order to access our online application form. You may apply for your Singpass at https://www.singpass.gov.sg if you do not have one.
If you are ineligible to apply for a Singpass, you may apply for a login ID and password through our website: https://eservices.mlaw.gov.sg/pto.
2. What are the documents that need to be submitted?
Annex A (for Muslims) and Annex B (for non-Muslims) set out the list of documents we need. You may pick up a copy of the Annexes from our office or view them from our website under Deceased CPF / Estate Monies > Information.
Common types of documents we need are shown below:
1) Death certificate of the person who has died (the deceased)
2) Birth certificate of the deceased
3) Marriage certificate of the deceased
4) Decree nisi absolute (if the deceased was divorced)
5) Birth certificate of beneficiary
6) NRIC of beneficiary
7) Death certificate of beneficiary (if the beneficiary has died)
8) Marriage certificate of the deceased’s parents
9) Death certificate of parents (if they have died)
10) Certificate of inheritance (for Muslims only)
If the person who has died was a Muslim, you will need to apply for the Certificate of inheritance at www.syariahcourt.gov.sg.
You will be assigned a case officer after you have filed your online application. Please inform your case officer if you do not possess some of the required documents. Your case officer will advise you on what to do after you have submitted your online application.
3. Whom do I submit the documents to?
You may attach the required documents in your online submission, send via e-services or post to us at the following address:
Public Trustee’s Office
The URA Centre (East Wing)
45 Maxwell Road, #07-11
Singapore 069118
Please indicate the case reference number and NRIC of the deceased on your supporting documents. This case reference number is shown after you click the submit button of your online application.
4. What are the fees charged by the Public Trustee for the administration of Baby Bonus / Edusave / PSEA / CDA money?
The fees we charge for dealing with Baby Bonus / Edusave / PSEA / CDA money are shown below:
5. How would the Public Trustee distribute the Baby Bonus / Edusave / PSEA / CDA money of a non-Muslim?
If the person who died was not a Muslim, we will distribute the Baby Bonus / Edusave / PSEA / CDA money in line with the Intestate Succession Act. The Act states that the movable property (for example, money in a bank account) will be distributed according to the law of the country in which the person was domiciled at the time of his death.
If the person who died was domiciled in Singapore at the time of their death, we will distribute the Baby Bonus / Edusave / PSEA / CDA money in line with the rules of distribution in the Intestate Succession Act. (Note: The place of domicile refers to the place where the Deceased intended his permanent home to be. It does not refer to his nationality or residence.)
6. What are the Rules of Distribution under the Intestate Succession Act (Cap. 146)?
Kindly note that these Rules of Distribution apply only to a non-Muslim Deceased domiciled in Singapore.
If the person who died was a Muslim, we will distribute the money in line with Section 112 of the Administration of Muslim Law Act according to the school of the Muslim law they observed.
The Certificate of Inheritance issued by Syariah Court will list down the beneficiaries and their share of inheritance.
You will need to make an online application "Administration of CPF / Baby Bonus / Edusave / PSEA Monies" so that we can deal with the money.
You will need to have your Singpass ready in order to access our online application form. You may apply for your Singpass at https://www.singpass.gov.sg if you do not have one.
If you are ineligible to apply for a Singpass, you may apply for a login ID and password through our website: https://eservices.mlaw.gov.sg/pto.
2. What are the documents that need to be submitted?
Annex A (for Muslims) and Annex B (for non-Muslims) set out the list of documents we need. You may pick up a copy of the Annexes from our office or view them from our website under Deceased CPF / Estate Monies > Information.
Common types of documents we need are shown below:
1) Death certificate of the person who has died (the deceased)
2) Birth certificate of the deceased
3) Marriage certificate of the deceased
4) Decree nisi absolute (if the deceased was divorced)
5) Birth certificate of beneficiary
6) NRIC of beneficiary
7) Death certificate of beneficiary (if the beneficiary has died)
8) Marriage certificate of the deceased’s parents
9) Death certificate of parents (if they have died)
10) Certificate of inheritance (for Muslims only)
If the person who has died was a Muslim, you will need to apply for the Certificate of inheritance at www.syariahcourt.gov.sg.
You will be assigned a case officer after you have filed your online application. Please inform your case officer if you do not possess some of the required documents. Your case officer will advise you on what to do after you have submitted your online application.
3. Whom do I submit the documents to?
You may attach the required documents in your online submission, send via e-services or post to us at the following address:
Public Trustee’s Office
The URA Centre (East Wing)
45 Maxwell Road, #07-11
Singapore 069118
Please indicate the case reference number and NRIC of the deceased on your supporting documents. This case reference number is shown after you click the submit button of your online application.
4. What are the fees charged by the Public Trustee for the administration of Baby Bonus / Edusave / PSEA / CDA money?
The fees we charge for dealing with Baby Bonus / Edusave / PSEA / CDA money are shown below:
| Amount of Baby Bonus / Edusave / PSEA / CDA money | Charge |
|---|---|
| For the first $1,000 | 2.400% |
| For the next $9,000 | 1.500% |
| For the next $240,000 | 0.750% |
| For the next $250,000 | 0.450% |
| For amounts in excess of $500,000 | 0.300% |
5. How would the Public Trustee distribute the Baby Bonus / Edusave / PSEA / CDA money of a non-Muslim?
If the person who died was not a Muslim, we will distribute the Baby Bonus / Edusave / PSEA / CDA money in line with the Intestate Succession Act. The Act states that the movable property (for example, money in a bank account) will be distributed according to the law of the country in which the person was domiciled at the time of his death.
If the person who died was domiciled in Singapore at the time of their death, we will distribute the Baby Bonus / Edusave / PSEA / CDA money in line with the rules of distribution in the Intestate Succession Act. (Note: The place of domicile refers to the place where the Deceased intended his permanent home to be. It does not refer to his nationality or residence.)
6. What are the Rules of Distribution under the Intestate Succession Act (Cap. 146)?
Kindly note that these Rules of Distribution apply only to a non-Muslim Deceased domiciled in Singapore.
| Rules of Distribution (Non-Muslims) | |
|---|---|
| Deceased Die Intestate Leaving |
Distribution |
|
Spouse No Issue No Parent |
Whole share to surviving spouse |
|
Spouse Issue |
½ share to surviving spouse. ½ share to be shared equally among issue and, where they have already died, their children. Parents are not entitled. |
|
Issue No Spouse |
Whole share to be shared equally among issue and, where they have already died, their children. Parents are not entitled. |
|
Spouse Parent No Issue |
½ share to surviving spouse. ½ share to be shared equally among surviving parents. |
|
Parents No Spouse No Issue |
Whole share to be shared equally among surviving parents. |
|
Siblings No Spouse No Issue No Parents |
Whole share to be shared equally among deceased’s siblings and, where they have already died, their children. |
|
Grandparents No Spouse No Issue No Parents No Siblings and their children |
Whole share to be shared equally among surviving grandparents. |
|
Uncles and Aunts No Spouse No Issue No Parents No Siblings and their children No Grandparents |
Whole share to be shared equally among surviving uncles and aunts. |
- Spouse refers to husband or wife.
- Issue means a child (legitimate or legally adopted) and the descendants of a deceased’s child. Illegitimate children and transferred children are NOT entitled under the Intestacy Rules.
If the person who died was a Muslim, we will distribute the money in line with Section 112 of the Administration of Muslim Law Act according to the school of the Muslim law they observed.
The Certificate of Inheritance issued by Syariah Court will list down the beneficiaries and their share of inheritance.
With effect from 5 Mar 2018, all payments will be made electronically.